Here you will find information on the risk situation and the remuneration.

Disclosure Report

The attached report addresses the disclosure requirements of the bank according to the eighth part of the CRR (Capital Requirement Regulation). The Disclosure Report is published at least on a yearly basis after the Annual Report has been approved in due time.

Information on the intragroup exemption of margin requirements related to the European Market Infrastructure Regulation

Following the submission of the intragroup exemption of margin requirements request between Santander Consumer Bank AG and Banco Santander S.A. to their local authorities, BaFin (Bundesanstalt für Finanzdienstleistungsaufsicht) and CNMV (Comisión Nacional del Mercado de Valores) have decided in a positive way.

Remuneration Report

Please find attached our annually published remuneration report according to the German Remuneration Law (Instituts-Vergütungsverordnung, InstitutsVergV) ready for downloading.