Ratings And Presentations


Here you find a selection of presentations on the credit of the bank.

Current ratings

Rating agencies evaluate the creditworthiness of issuers. Ratings are an opinion regarding the ability and willingness of the issuer to meet its obligation to fully pay the interest and the redemption in a timely manner on the due date. Therefore, ratings form a basis for asset allocation decisions without substituting the own credit assessment of the issuer by the investor. The corresponding outlook of the rating gives the investor an indication in which direction the agency thinks the rating may change. Santander Consumer Bank AG is currently rated by the following rating agencies:

Rating Agency Long Term Short Term Outlook
Fitch A- F2 stable
Standard & Poor's A A1 stable
Moody´s A2 P-1 stable