Ratings And Presentations

Presentations

Here you find a selection of presentations on the credit of the bank.

Current ratings

Rating agencies evaluate the creditworthiness of issuers. Ratings are an opinion regarding the ability and willingness of the issuer to meet its obligation to fully pay the interest and the redemption in a timely manner on the due date. Therefore, ratings form a basis for asset allocation decisions without substituting the own credit assessment of the issuer by the investor. The corresponding outlook of the rating gives the investor an indication in which direction the agency thinks the rating may change. Santander Consumer Bank AG is currently rated by the following rating agencies:

Rating Agency Long Term Short Term Outlook
Fitch A- F2 stable
Standard & Poor's A A1 stable
Moody´s A2 P-1 stable
Standard & Poor's Rating Fitch Rating Moody's Rating
Standard & Poor's Rating 22.03.2022(0.1 MB, PDF) Fitch Rating 13.09.2021(0.2 MB, PDF) Moody's Rating 05.10.2021(0.1 MB, PDF)
Standard & Poor's Rating 15.02.2022(1.3 MB, PDF) Fitch Rating 21.06.2021(0.2 MB, PDF) Moody's Rating 27.07.2021(1.2 MB, PDF)
Standard & Poor's Rating 16.12.2021(0.1 MB, PDF) Fitch Rating 29.09.2020(0.2 MB, PDF) Moody's Rating 13.07.2021(0.1 MB, PDF)
Standard & Poor's Rating 24.06.2021(0.1 MB, PDF) Fitch Rating 08.09.2020(51 KB, PDF) Moody's Rating 09.12.2020(1.2 MB, PDF)
Standard & Poor's Rating 14.12.2020(1.1 MB, PDF) Fitch Rating 01.04.2020(49 KB, PDF) Moody's Rating 04.12.2020(0.1 MB, PDF)
Standard & Poor's Rating 29.04.2020(0.1 MB, PDF) Fitch Rating 29.10.2019(47 KB, PDF) Moody's Rating 20.10.2020(0.1 MB, PDF)
Standard & Poor's Rating 12.11.2019(0.8 MB, PDF) Fitch Rating 09.11.2018(0.1 MB, PDF) Moody's Rating 24.06.2020(1.4 MB, PDF)
Standard & Poor's Rating 09.04.2018(0.3 MB, PDF) Fitch Rating 20.07.2018(0.1 MB, PDF) Moody's Rating 07.01.2020(1.3 MB, PDF)
Standard & Poor's Rating 25.09.2017(0.2 MB, PDF) Fitch Rating 01.03.2018(0.2 MB, PDF) Moody's Rating 13.12.2019(0.1 MB, PDF)
Standard & Poor's Rating 04.09.2017(0.3 MB, PDF) Fitch Rating 28.07.2017(0.1 MB, PDF)  
Standard & Poor's Rating 27.07.2017(0.2 MB, PDF) Fitch Rating 21.06.2017(0.1 MB, PDF)  
Standard & Poor's Rating 21.06.2017(0.4 MB, PDF) Fitch Rating 30.03.2017(48 KB, PDF)  
Standard & Poor's Rating 12.06.2017(0.2 MB, PDF)    
Standard & Poor's Rating 03.04.2017(0.2 MB, PDF)    
Standard & Poor's Rating 30.03.2017(0.2 MB, PDF)