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Ratings And Presentations

Presentations

Here you find a selection of presentations on the credit of the bank.

Current ratings

Rating agencies evaluate the creditworthiness of issuers. Ratings are an opinion regarding the ability and willingness of the issuer to meet its obligation to fully pay the interest and the redemption in a timely manner on the due date. Therefore, ratings form a basis for asset allocation decisions without substituting the own credit assessment of the issuer by the investor. The corresponding outlook of the rating gives the investor an indication in which direction the agency thinks the rating may change. Santander Consumer Bank AG is currently rated by the following rating agencies:

Rating Agency

Long Term

Short Term

Outlook

Fitch A- F2 stable
Standard & Poor's A A1 stable
Moody´s A2 P-1 stable

Standard & Poor's Rating

Fitch Rating

Moody's Rating

Standard & Poor's Rating 04.09.2024(1.4 MB, PDF) Fitch Rating 08.05.2025(0.3 MB, PDF) Moody's Rating 05.11.2024(1.6 MB, PDF)
Standard & Poor's Rating 08.08.2023(1.2 MB, PDF) Fitch Rating 28.11.2024(0.2 MB, PDF) Moody's Rating 24.01.2024(1.3 MB, PDF)
Standard & Poor's Rating 28.09.2022(0.9 MB, PDF) Fitch Rating 17.05.2024(7.0 MB, PDF) Moody's Rating 31.05.2023(1.3 MB, PDF)
Standard & Poor's Rating 22.03.2022(0.1 MB, PDF) Fitch Rating 20.09.2023(0.9 MB, PDF) Moody's Rating 13.04.2022(1.2 MB, PDF)
Standard & Poor's Rating 15.02.2022(1.3 MB, PDF) Fitch Rating 06.06.2023(0.4 MB, PDF) Moody's Rating 05.10.2021(0.1 MB, PDF)
Standard & Poor's Rating 16.12.2021(0.1 MB, PDF) Fitch Rating 29.09.2022(0.7 MB, PDF) Moody's Rating 27.07.2021(1.2 MB, PDF)
Standard & Poor's Rating 24.06.2021(0.1 MB, PDF) Fitch Rating 31.05.2022(0.2 MB, PDF) Moody's Rating 13.07.2021(0.1 MB, PDF)
  Fitch Rating 13.09.2021(0.2 MB, PDF)  
  Fitch Rating 21.06.2021(0.2 MB, PDF)  

© 2025 Santander Consumer Bank

© 2025 Santander Consumer Bank